Do Roth Conversions Increase Medicare Premiums?
Eric Niergarth, CFP® Eric Niergarth, CFP®

Do Roth Conversions Increase Medicare Premiums?

Yes — but the more important question is whether that changes anything. A Roth conversion can trigger an IRMAA surcharge on your Medicare premiums two years later. Here's what it costs, when it's still worth doing, and how to model it into your strategy.

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