The Widow's Tax Problem — and Why Roth Conversions Are Often the Answer
Retirement Planning, Tax Strategy Eric Niergarth, CFP® Retirement Planning, Tax Strategy Eric Niergarth, CFP®

The Widow's Tax Problem — and Why Roth Conversions Are Often the Answer

Most couples don't realize that losing a spouse doesn't just mean losing a partner — it means losing access to joint tax brackets, often overnight. The result is higher taxes on the same income, for the rest of your life. Here's how Roth conversions can change that math before it's too late.

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